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Annual Enrollment Transfer Period


 

10/1
Start of Annual Enrollment Transfer Period
10/13
End of Annual Enrollment Transfer Period
4:30
End of AETP is 4:30 p.m. on 10/13

 


 

During Annual Enrollment, you can enroll in, transfer or cancel coverage for the following benefits in Edison Self Service. All changes will be effective January 1, 2024.  If no changes are made in Edison, your current benefit plans will continue into next calendar year. Refer to How to Enroll in Your Benefits for further guidance.

For a complete overview, view the Annual Enrollment Newsletter. Hard copies will not be mailed this year. If you would like to learn more about a particular benefit, select the button below:

Health Insurance (including CDHP/HSA)

Dental

Vision

Short Term and Long Term Disability

Basic Life Insurance & Voluntary AD&D


 

For FSA: You must enroll through the link below. If you do not enroll, you will not be able to contribute in 2024. Please refer to the FSA Online Enrollment Tool Guide for assistance.

During Annual Enrollment, you can enroll in, transfer or cancel coverage for the following benefits via the provider. All changes will be effective January 1, 2024. 

For voluntary term life: you will need to follow the links below to enroll or make any changes for 2024. If no action is taken, your plans will continue into 2024. 

Flexible Benefits

Voluntary Term Life

Health Savings Account

 


 

  • Health insurance premiums will increase by an average of 5% for active employees. Premium increases will vary depending on the health plan, network and tier you choose. There will be no increases to deductibles, copays or coinsurance!
  • Starting Jan. 1, 2024, Sharecare will be the new wellness program vendor. Go to the Health Benefits section for more information. Enrolled members will receive more information about Sharecare and the 2024 wellness program later this year. In 2024, you will have access to lifestyle counseling, chronic condition management, a weight management program, digital health devices, the website, mobile app and biometric screenings. A diabetes remission and Diabetes Prevention Program will also be offered to members who qualify.
  • The state will pay 50% of the dental insurance premiums. If enrolled, this change will automatically occur in Edison.
  • The state will pay 100% of the premiums for employee long-term disability insurance. Employees using this benefit will receive 63% of their monthly salary, up to $10K per month, after a 90-day waiting period. All employees not currently receiving long-term disability claim benefits will be automatically enrolled in this product. 
  • The state will pay 100% of the premiums for employee basic term life/basic accidental death and dismemberment insurance. Designated beneficiaries will receive 1X the employee’s base annual salary rounded to the next highest thousand ($50K minimum except when reduced at age milestones/$250K maximum). This change will automatically occur in Edison. 
  • Life insurance benefits are changing. Dependent basic term life/basic accidental death and dismemberment insurance coverage is ending. You may be able to enroll your dependents in voluntary term life insurance and/or voluntary AD&D. There are also changes to voluntary term life insurance options for employees and dependents. Go to the Life Insurance Benefits Webpage for details.
  • HSA IRS maximum contributions are increasing in 2024 to $4,150 for employee-only coverage and $8,300 for all other family tiers. Members 55+ can add $1,000 more each year. These limits include the $500 or $1,000 in seed funds you receive from your employer. HSA contributions in excess of the IRS 2024 maximums listed above are not tax deductible and are subject to a 6% excise tax, so monitor your HSA contributions carefully. Click here for an HSA/FSA grid that shows details about contributions, tax benefits and how you can use your funds for 2024.
  • Medical flexible spending account and limited purpose FSA contribution and carryover amounts are changing for 2024. You must re-enroll in your medical FSA or L-FSA and DC-FSA each year and choose how much money you’ll put in your account during Annual Enrollment. Click here for an HSA/FSA grid that shows details about contributions, tax benefits and how you can use your funds for 2024.
    • Medical FSA: For medical, dental and vision expenses •
      • Annual limit – $3,050 
      • You can carry over a maximum of $610 at the end of 2024.
    • Limited-purpose FSA: For dental and/or vision  expenses only and members enrolled in a Consumer Driven Health Plan.
      • Annual limit - $3,050 
      • You can carry over a maximum of $610 at the end  of 2024.
    • Medical FSA and L-FSA members get a debit card to use for expenses. Per IRS rules, Optum may need you to verify FSA or L-FSA debit card purchases. You must respond to Optum to verify certain expenses, if requested. Failure to respond will result in the debit card being suspended, and you will have to file claims directly with Optum online or via the app.

You will use Employee Self Service (ESS) in Edison to add/make changes to benefits. When using Edison ESS, Microsoft Edge is the preferred browser. Enrolling on your smart phone or mobile device is also possible. 

 

We need documents to prove their relationship to you. A list of required documents is found on the Enrollment Materials page.

  • You can upload your documents in Edison or fax to 615.741.8196.
  • The dependent documents deadline is the same as the Annual Enrollment deadline (October 13, 2023 by 4:30 p.m. CST). 
  • Newly enrolled plan members or members who make changes to their current health plan option will receive new ID cards. Members can request additional ID cards by contacting their carrier or by using the carrier’s mobile app.