Summer Financial Aid
Summer financial aid is automatically offered to eligible students. There is not a separate summer financial aid application. If students do not receive offer notifications, it has been determined they are not eligible for summer aid. In order to be eligible for financial aid, students must be degree seeking.
Financial aid for the summer semesters works differently from the standard fall and spring semesters. Other than Pell and Lottery offers, eligibility is partly based on the remaining aid from the Fall 2019 and Spring 2020 semesters. For instance, if a student has borrowed maximum loan eligibility for the aid year, they are typically not eligible for a summer loan disbursement.
Eligibility is based on the 2019-2020 FAFSA and general requirements for financial aid disbursement, included in our Terms and Conditions. Students cannot use future funds from the 2020-2021 award year to pay for summer 2020. Unresolved issues on student accounts may prevent summer offering. Additional requirements for specific offers are indicated below.
See our Important Dates to review deadlines.
Students enrolling during Maymester who plan to utilize financial aid funds must be enrolled during another summer term. Financial aid will not pay for a student who is only enrolled during Maymester. Hours enrolled during Maymester and the summer terms are combined to determine the student’s financial aid eligibility.
Student enrolls in 3 financial aid eligible credit hours during Maymester and 9 financial aid eligible credit hours during the other summer terms. The student’s aid for the summer semester is based on a combined 12 credit hours, as long as the student remains enrolled in all credits.
For students enrolled in Summer II, or a combination of Maymester and Summer II classes, Financial Aid refunds will be processed on the Summer II payment schedule. When available, these dates can be reviewed through Student Account Services.
Students who received the maximum Pell disbursement for Fall and Spring and are eligible for an additional year-round summer disbursement must be registered at least half-time (6 credit hours) during the summer.
Students who did not receive the maximum Pell disbursement for fall and spring (registered less than full-time) may be eligible to receive the remaining Pell grant disbursement during the summer semester for as few as 3 credit hours.
Subsidized and Unsubsidized Loans
Students must be registered at least half-time (6 hours for undergraduate; 3 hours for graduate) to be considered for loan eligibility. Loans are offered for an entire academic year. If a student has received the maximum amount of their loans in the previous fall and spring semesters, they may not have loans remaining for the summer term.
However, when a student increases from a Freshman to a Sophomore or a Sophomore to a Junior at the conclusion of the spring semester, they may be eligible for the new grade level's loan limit. In this scenario, the Office of Student Financial Aid will evaluate the student's loan eligibility after spring grades have posted. If a change in summer loan eligibility occurs, a student will receive a notification in their AP e-mail.
Josh is a Dependent Freshman who received $5,500 in loans during the fall and spring semesters. At the end of the spring term he will have earned 30 credit hours and will be a Sophomore. Given that Sophomores are typically eligible for $6,500 in loans for an academic year, Josh is eligible for $1,000 in loans for the summer term.
Tennessee Hope Lottery Scholarships (TELS)
Recipients of TELS are typically able to use the scholarships during summer semesters. Summer hours count towards the maximum eligibility for the scholarship. TELS recipients who are registered for summer are reviewed automatically and offered if eligible. Just as in the Fall and Spring semesters, a student must be registered for at least 6 hours to be eligible for Lottery payments. For full information on TELS eligibility, review the guidelines.
Federal Supplemental Educational Opportunity Grant (SEOG)
These federal funds are available to eligible undergraduate students. SEOG funding is extremely limited. Offers are based upon initial 2019-2020 FAFSA submission date and financial need. If offered, you will receive notification via AP e-mail.
Federal Work Study (FWS)
Priority is given to current FWS employees. Remaining FWS funds will be offered to eligible students based on initial 2019-2020 FAFSA submission date and financial need.
FWS Students Not Enrolling in Summer: The Office of Student Financial Aid will contact all departments to determine if there are students planning to work during the summer who are not registering for summer classes. If funding is available, those students may be offered summer FWS. Review the policy for "Periods of Non-Enrollment" on the FWS information page.
TSAA grants are not available during the summer semester.